Insurance sector solutions

Insurance policies, claims and renewals —
Signed, authenticated and renewed automatically on time.

From issuing and signing the policy through to claim forms and naming beneficiaries, Wthaiq gives insurers and their agent networks one authenticated space. Have your clients and agents sign with confirmed identity, and let recurring annual renewals run themselves with automatic alerts that send the new policy and collect its signature before the term runs out.

Signing with identity verification Automatic renewals, on time A completion certificate as proof of approval
Verified identity before signing A renewal alert before expiry Public verification by number and QR Automatic renewal
Insurance policyDocument number WTQ-INS-7204
Signed and authenticated
The challenge

Documents that are not signed once, it renews every single year.

The life cycle of an insurance policy is unlike any other contract: it is not signed once and forgotten, it renews year after year, and it branches into claims, beneficiary designations and endorsements. With an agent network spread far and wide, issuing all these documents, signing them and tracking their renewal dates by hand becomes a burden loses the company its customers at the first date that passes without an alert.

Renewals that slip by unnoticed

With thousands of policies expiring on scattered dates, tracking every renewal date by hand is impossible. Every policy that passes without a reminder in time is a customer whose cover lapses and who may quietly become a competitor's.

Issuing and signing at scale

Issuing documents, signing agent agreements and bringing a new network on board eats weeks of travel and paperwork. Every signing delay slows cover sales and leaves the agent without documented authority to work under.

Consent that must not be denied

At claim time or when a beneficiary is named, a party may deny having agreed to a clause or an exclusion. A paper or unverified signature leaves a wide opening for challenge, whereas the company needs conclusive, indisputable proof of consent.

How Wthaiq solves it

One route for every Insurance lifecycle documents.

Ready-made templates, identity-verified signing, automatic renewal alerts and API integration — for every document you need, from issuing the policy to renewing it and handling its claims.

Issuing policies and signing them

Start from a watertight policy template or upload your own, then send it to the client to confirm their identity and sign remotely. The policy is issued signed with full legal standing in minutes instead of rounds of paperwork.

Insurance policy
Standout feature

Automatic alerts and renewals

The platform watches the expiry date of every document, sends early alerts, then creates the renewal contract and sends it for signature automatically when it falls due. Repeat renewals turn from a manual chase into a cycle that runs itself, with nothing missed.

Renewal notice and contract

Claim forms

Collect the claim signed by the customer with verified identity, with a fixed date and integrity that cannot be touched. You get one standard route that documents every claim and its attachments and settles any later disagreement over what was agreed.

Claim form

Naming the beneficiaries

Record beneficiary designations and any change to them in a document signed with verified identity and a fixed date. When a claim falls due, the client's last wishes are established beyond doubt, so disputes over who is entitled and when the designation changed simply do not arise.

Naming beneficiaries

Agent agreements, all signed together

Put your agent network to work by signing their agreements remotely with verified identity. The system supports multi-party signing that brings agent and client into a single document in an orderly sequence, so no party signs before the one ahead of them.

Agent agreement

API integration and a tracking dashboard

Connect your policy issuance platform through an API that triggers signing and renewal automatically at scale. Track every policy, claim and renewal date from a single dashboard showing live status, with a completion certificate for each document.

API + tracking dashboard
Automatic renewal alerts before every policy expires
The agent and the client sign together remotely in an orderly sequence
APIAPI integration to issue and renew documents automatically
LTALong-term archiving that stays verifiable for years
The user journey

From issuing the policy to renewal that manages itself.

1

Choose the template or upload your document

Start from a ready policy or claim template, or upload your document as a PDF and drag the signature fields onto it.

2

Add the parties and the order

Set the agent and the client, and order the signing sequence so that no party signs before the one ahead of them is done.

3

Each party verifies their identity and signs

Each signer opens their link on their phone, confirms their identity with an official document and a face match, then signs remotely.

4

Sealed and archived with a completion certificate

The document is sealed with PAdES legal standing and a cryptographic fingerprint, and a completion certificate is issued as undeniable proof of consent.

5

Renews automatically on time

Before the term ends, the system sends an alert and creates the renewal contract for signature, so the document rolls into a new year with no manual intervention.

Why Wthaiq

Because insurance is a promise that renews, and every date that matters.

Identity verification prevents denial

Before any party signs, they pass through identity verification with an official document and live face matching. At the point of a claim or the naming of a beneficiary, this ties the consent to one specific real person, closing the door to challenge and denial at the most sensitive moments.

Automatic alerts and renewals that protect your book

An insurance policy expires every year, and every date that passes without renewal is a customer on the verge of leaving. Wthaiq watches the expiry dates of every policy on your behalf, sends early alerts, and creates the renewal contract and sends it for signature automatically when it falls due — so renewals turn from an exhausting manual chase into a cycle that runs itself and holds on to your customer portfolio year after year.

Multi-party remote signing

The agent, the client and the legal representative all sign — each from their own place and at their own time — in an orderly sequence that keeps the order intact. No need to gather everyone in one place, and no conflicting paper copies moving between the network's branches.

A completion certificate as proof of approval

With every completed document a completion certificate is issued, documenting who signed, when, how their identity was confirmed, and the integrity of the final copy. This certificate carries the conclusive proof of consent that the company relies on at any review or dispute.

API integration and a tracking dashboard

Connect your systems through an API that issues documents and triggers signing and renewal automatically at scale, and track every status from a single dashboard. Whole network operations run without repetitive manual entry or scattered files.

FAQs

What they ask about the insurance sector.

How does the platform handle recurring annual renewals?

The platform watches every policy's expiry date on your behalf and sends early alerts ahead of the date. It then creates the renewal contract and sends it to the client for signature automatically, right on time. Every policy runs another year without manual follow-up, and no client slips away because their date passed without a reminder.

Does the client need an account or an app to sign?

No. The client opens their personal link straight from their mobile browser, verifies their identity and signs the policy or the claim, with no app to install and no account to create. That makes signing fast and smooth for distant parties, and cuts the time to issue cover from days of travelling to minutes.

How do I prove the client’s approval so it cannot be denied later?

Every signature is paired with identity verification through an official document and a live face match. It is sealed with PAdES standing and a cryptographic fingerprint. And a completion certificate is issued with it, recording who signed, when and how. This layer is designed for conclusive proof of consent that withstands any challenge over claims and beneficiary designations.

Can the agent and the client sign on a single document?

Yes. The system supports multi-party signing in an orderly sequence, so you set who signs first and who follows, and signing does not open for a party until the one before them has finished. This suits agent agreements and policies that bring the agent, the client and the legal representative into a single authenticated document.

Can the platform be connected to our policy issuance system?

Yes. The platform provides API integration that lets you issue documents and trigger signing and renewal automatically from your existing system at scale, with a tracking dashboard showing each document's status live. The whole agent network runs without repetitive manual entry or copies scattered between branches.

Does the platform work with our own templates, or only ready-made ones?

Both. You can start from ready-made policy, claim and agent agreement templates, or upload your own documents as PDFs and drag the signature fields onto them. Either way you get identity-verified signing, automatic renewals, the completion certificate and the same public verification page.

Turn every document into an authenticated promise that renews itself.

Issue your policies and claims, sign them remotely with verified identity alongside your clients and agents, and let annual renewals run themselves with automatic reminders that protect your book — all from one place.